Financing Structure of Indonesian SMEs: Gender Differences regarding Pecking Order Theory

Naomi, Prima (2018) Financing Structure of Indonesian SMEs: Gender Differences regarding Pecking Order Theory. Dipresentasikan pada ICSB 9th Annual Global Entrepreneurship Policy & Research Conference 24 Oktober 2018 George Washington University USA.

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The growing importance of SMEs in economic development nowadays is alongside with the attention towards the role of women as entrepreneurs in the economy. This research is aimed to explore women contributions for the SMEs through the evaluation of the SMEs’ financing structure and identification based on gender differences. Initially, this study evaluates the used of external funding in Indonesian’ SMEs by employing 58,291 respondents collected from 2015 Micro and Small Industry Survey by the Indonesian Central Statistics Agency by gaining the descriptive and the test of equality of means based on gender classification. The important findings of this study are: (1) the use of external funds is substantially lower. compare to internal source; (2) men entrepreneurs exploit external funding more than women subsequent to the higher level of collateral. The significant implications from these results is the needs of women empowerment in Indonesian’s SME by providing more opportunities to engage in financial funding activities through approachable policy from financial institutions as well as financial inclusions.

Item Type: Article
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen-S1
Depositing User: Unnamed user with email [email protected]
Date Deposited: 10 Feb 2021 02:32
Last Modified: 14 Feb 2021 02:12

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